As easy as 1, 2, 3!

Here’s how we can help you get there:

Credit Analysis & Consultation

We'll analyze and review your credit + history, then we'll make strategic recommendations for you to take action.

Disputing Items

We can help you dispute and remove items from your credit that may be holding you back from making a big purchase.

Support + Education

We'll start and continue providing resources to educate you on your credit. We'll always be available to answer any questions!

NO MORE HEADACHES WITH PRIVATE CAPITAL CONSULTANTS

We Make It A Simple
Process For You

We know finance in general can cause headaches, which is why we’ve made our process of working with you the easiest it’s ever been!

We'll do a full analysis of your credit.
We'll tell you exactly what to do and how to do it.
We'll give you access to our credit resources to continue improvement.
We'll always be a call, text or email away!

Plans Available For Everyone

Flexible Pricing

Considering the average credit report has 11 items that could be removed.
We make it affordable! Our plans are completely tailored to your individual needs.

Financial Freedom begins with a simple change. Take action.

How we can help

Items We Can
Help You Remove

Dealing with all of these items can be stressful and time consuming, so we take care of that for you.

Collection Accounts

Credit collection refers to the general debt recovery process of reimbursing unpaid and past-due credit loans from the consumer in debt, on behalf of the lender.

Reposessions

Repossession is the term used to describe the taking back of property after a borrower has defaulted on payments. The lender either repossesses the collateral or pays a third-party service to do so.

Late Payments

A late payment is an amount of money a borrower sends to a lender or service provider that arrives after the date that the payment was due or after a grace period for the payment has passed.

Foreclosures

Foreclosure happens when a borrower fails to keep up their mortgage payments, and the lender who issued the loan takes possession of the property and sells it to try to recoup the funds it lent.

Charge Offs

A charge-off means a lender or creditor has written the account off as a loss, and the account is closed to future charges. It may be sold to a debt buyer or transferred to a collection agency. You are still legally obligated to pay the debt.

Bankruptcies & more.

There are many more different types of accounts that can negatively impact your score, but we are here to help you throughout the process!

What people are saying

Let us show off a bit..

"Champion Financial Consulting changed my life. I couldn't qualify for anything before my negative accounts were removed. Now I have my dream car and a fiance!"
- Joseph

"I can afford things again, peace out collections! Thank you folks at Champion Consulting"
- Gina H.

"Jason is an extremely talented liaison between the every day person and the credit bureaus. Very knowledgeable, understanding, honest and upfront during our consultation call, which is why I signed up. Five stars. Thank you for taking me on as a client!"
- Wanda A.

"I signed up with Jason at Champion when he just started off. I took advantage of a friends and family discount and he hooked my credit up. Thanks to him for making life much easier."
- Tonii

Here's what you might be wondering

Frequently Asked Questions

A person is considered to have bad credit if they have a history of not paying their bills on time or owe too much money. Bad credit is often reflected as a low credit score, typically under 580 on a scale of 300 to 850. People with bad credit will find it harder to get a loan or obtain a credit card.
-Paying Late
-Not Paying at All
-Having an Account Charged Off
-Having an Account Sent to Collections
-Defaulting on a Loan
-Filing Bankruptcy
-Having Your Home Foreclosed
-Getting a Judgment
-High Credit Card Balances
-Maxed out Credit Cards
-Closing a Credit Card That Stil Has a Balance
-Closing Old Credit Cards
-Applying for Several Credit Cards or Loans

A poor credit history can have wider-ranging consequences than you might think. Not only will a spotty credit report lead to higher interest rates and fewer loan options; it can also make it harder to find housing and acquire certain services. In some cases it can count against you in a job hunt.

Unfortunately, while federal laws prevent discrimination in the workplace regarding race and gender, no such laws exist to prevent being denied a job due to poor credit history. So yes, in most states your credit report can influence the hiring decision. However, even if companies perform credit checks, denying employment based on credit rarely happens.

Most negative items should automatically fall off your credit reports seven years from the date of your first missed payment.
Credit repair is the process of hiring a company to fix your bad credit through the removal of inaccurate, negative information on your credit reports.
Repair time varies based on credit report details. Average time 6-8 months.
 

Champion Financial Consulting LLC can help with disputing inaccurate accounts on your report.

You can contact Champion Financial Consulting at (615) 669 4644 or by emailing jason@championfinancialconsultingllc.com

The best way to delete errors on a credit report is by sending disputes using our services at Champion Financial Consulting LLC.